Services

Our agency partners with you to assist in putting together an insurance program tailored to your specific need and budget. We represent world's largest carriers rated "A" by AM Best. We have the ability to structure each program individually and the convenience of local service combined with global reach.

Commercial Lines 

 

Specializing in Florida's commercial residential insurance market. We provide a suite of products and coverage options that are competitively priced. Our goal is unparalleled service for superior maintained and best in-class-buildings.

Our programs are designed to address the insurance needs and interests of Property Owners, Boards of Directors and Property Managers in communities just like yours. We believe you should be protected by a viable, financially secure, insurance product you can trust.

During the coverage placement phase, your agent will analyze and discuss your personal risks and objectives. Based on Understanding and evaluating your specific need, we will make coverage placement recommendations in the community's best interest.

Our agency partners work with you to assist in putting together a program approach unique to your associations and individual needs.

The key to our strength lies with its management team partners which have specialized exclusively on creating programs that address the unique exposures of commercial residential property owners for the past 17 years. We have long standing relationships with our carriers, representing only "A" or above rated admitted and non-admitted insurers and are dedicated in our commitment to providing innovative, creative solutions to help support this desirable class of business.

With firm commitment, Option Insurance Solutions, Inc will work for you.

Sincerely,

Yudanis Hernandez
Principal Agent

Our primary services include:
  • Habitational

  • Shopping Centers

  • Contractors

  • Mercantile/Retail

  • Manufacture

  • Distributors

  • Restaurants

  • Trucking

  • Garage Markets

 

Personal Lines 

Our personal lines division is dedicated in providing competitive pricing while working with each one of our clients individually.

Our primary services include:
  • Automobile

  • Homeowners

  • Condo/Renters

  • Health

  • Life

 
Home Insurance

Option Insurance Solutions, Inc can provide High-Value Home insurance quotes in three convenient ways: online, phone and email. We offer access to the most competitive standard, nonstandard personal lines carriers. Our experienced personal lines team is ready to work with each one of our clients

Coverage Details & Features
 

  • Admitted and non-admitted package options

  • Values in excess of $1 million

  • Extended RC options

  • High Liability Limit

  • Wind deductible options

  • Stand-alone or packaged coverage for Jewelry, fine arts

  • Availability in coastal or brush areas

  • Water Damage Coverage, Backup Sewer and Drain Coverage

  • Mold Coverage

  • Water Back-Up

  • Excess Flood

 

Private Clients

  • Strategic review of your existing policies

  • Program leaders for second opinion and programs competitiveness

  • Coverage enhancements and premium savings 

  • A rated by AM BEST financial stability placement 

Our primary services include:
  • Strategic review of your existing policies

  • Program leaders for second opinion and programs competitiveness

  • Coverage enhancements and premium savings 

  • A rated by AM BEST financial stability placement 

Risk Management

During the coverage placement phase, your agent will analyze and discuss your personal risks and objectives. In addition to available programs tailored to your specific need. Based on understanding and evaluating your specific need, we will make coverage placement recommendations that our in our professional judgement in the client's best interest.